Ransomware is a type of malware that locks or encrypts your files—and demands money to unlock them. One wrong click is all it takes. Suddenly, your screen freezes, and you see a message.

It’s digital extortion. Cybercriminals hit individuals, companies, hospitals, even governments. No one is off-limits. And paying the ransom? It’s no guarantee. You might lose your money and still not get your files back.